How dementia may affect your finances

Entitlement to benefits

If you are diagnosed with dementia, you may be entitled to certain benefits. If someone is caring for you, they may also be entitled to certain benefits. In all cases these would need to be applied for.

Disability benefits

If you are over 16 and under state pension age and claiming a disability benefit for the first time, you can claim Adult Disability Payment which is administered by Social Security Scotland.

If you are over state pension age and claiming a disability benefit for the first time, you can claim Attendance Allowance which is administered by Department for Work and Pensions (DWP).

Carers’ benefits

If you are caring for someone who is receiving a disability benefit at specified rates, you may be entitled to Carer’s Allowance.

Carer’s Allowance is being replaced by Carer Support Payment from Spring 2024. To check if you should apply for Carer Support Payment enter your postcode on the Social Security Scotland postcode checker.

Other benefits

Whether you have dementia or are a carer, there may be other benefits you are entitled to, especially if you are on a low income and have a low amount of savings. The Department for Work and Pensions (DWP) provides general information on the benefits available and how to apply for them. If you aren’t sure where to start, or what you may be entitled to, you can contact your local Citizens Advice Bureau and ask for a benefit check.

Guidance on applying for benefits is part of post diagnostic support.

‘Worrying About Money’ leaflet

‘Worrying About Money?’ leaflet, also known as cash first referral leaflet, is designed to help people identify available cash first options as well as local advice and support services. The ‘Worrying About Money?’ resources can be used by people facing money worries or financial crises.

Support organisations who can help with benefit applications

Citizens Advice Scotland

Citizens Advice Scotland is a national advice service giving free, confidential information and advice to help people with money, legal, consumer and other problems. Telephone: 0808 800 9060.

Local offices:

Money Advice and Welfare Rights Team

Aberdeenshire Council’s Money Advice and Welfare Rights Team provides free, impartial, and confidential advice on benefits.

Gordon Rural Action

Gordon Rural Action is a local registered charity that provides free, confidential, impartial, and independent advice on benefits. Visit the Huntly Hub for more information about the advice and support available,

Alzheimer Scotland Dementia Advisors

The Alzheimer Scotland Dementia Advisors can also provide information and advice on benefit applications.